TESTIMONIALS "Thank you very much for the exceptional service that DHA provided in financing my new home purchase. I was extremely pleased with your thoroughness, responsiveness, and timeliness throughout the entire process. I really don't think I could have imagined the whole process going more smoothly! Please feel free to show this letter to any new prospective customers and to use me as a reference. You will definItely get all of the referrals that I am able to generate." Steven P. Neighbors 2002 New Home Buyer Danny Langerman-Loan Officer "I wanted to tell you how extremely pleased I was with your help on securing me a loan for the purchase of my property. I keep telling everyone, how fast and efficient the process was. I was dreading the process of hunting for a loan, but it was quite painless, and I am happily in my new home. Thanks so much for everything and if anyone needs to call me... please tell them I will be more than happy to talk to them." Cheryl Heineman 1999 New Home Buyer Danny Langerman-Loan Officer "I was referred to Denver Home Approval by my real estate agent as a 'class act'. The loan officer waited after hours on a Friday so we could meet after work...All of my options were explained to me in terms I could understand. I was pre-approved in no time...Attention to all of the details from the initial pre-approval to the final hand shake at closing were considered. I highly recommend Denver Home Approval as a lending agent and as a friend-you won't be let down." Kristian DeKruif 1999 New Home Buyer Danny Langerman-Loan Officer " As a realtor I want to make sure that my clients get the best service and the best rates as possible from their lender. For this reason, I refer my clients to Owen Taylor at Denver Home Approval (DHA). I can trust that they WILL get the job done with honesty, integrity, and the utmost professionalism. They are extremely responsive to my client's needs as well as my own. I will definitely continue my working relationship with DHA far into the future." Michael P. Griffin Broker Associate Propp Property "Investments in Real Estate" Owen Taylor -Loan Officer " From the pre-approval process begun in the convenience of my home through to successful closing on my new house, I received outstanding service from Denver Home Approval! When questions arose that my realtor could not answer, Owen Taylor went the extra miles necessary to provide all the information I needed. When some problems arose in the purchasing process, Owen and Dan both piloted me through the difficulties to a successful closing. There is no doubt that this company was working for me and supporting my goals." Connie Leach New Home Buyer Owen Taylor -Loan Officer " The competitive landscape in residential real estate sales dictates that successful agents must be diligent in two critical areas. First, in an industry where time is a precious commodity in short supply, agents must continually strive to stay abreast of changes within the industry. Second, agents must engage in partnerships with like minded indivduals whose success is commensurate with their talents and efforts. Speaking to the latter part of this equation, developing a partnership with Joseph Tessaro has been paramount in the success of First Choice Real Estate Brokers. Specifically, Joseph possesses a enviable level of knowledge in determining, amongst a formidable number of loan programs, what is the best match for each client. Additionally, he realizes the critical importance of constant and consistent communication with both the client and the Realtor. In each and every interaction with Joseph I have had the opportunity to see him excel in both these areas. As a testiment to the level of skill and professionalism Joseph brings to his career I have chosen to use him as my exclusive lender." Sincerely, John K. Chrisbens Associate Brokers First Choice Real Estate Brokers @Metro Brokers Cherry Creek Joseph Tessaro -Loan Officer "We just wanted to thank you for the wonderful job that you did for us. We just wanted to let you know that Denver Home Approval, and Paul Kelly really worked theer butts off to get our last loan with you done. We have used you guys for the past 4 years for numerous re-financing to a lower rate,and our experience has been great each time.." Thanks again for the hard work. We won't go anywhere else. Sincerely, Brian and Suzette Walker Joseph Tessaro -Loan Officer "Thank you for the spectacular service that DHA has provided us with the financing of our new home, our past home and our multiple refinancing processes. We are so happy to have the financing process explained in a way that we can understand. You have the great ability to turn complicated financial matters into an easily understood format. We'll refer you to anyone we know needing your expertise." Gavin & Susan Levy 2004 & 2001 New Home Buyers Danny Langerman-Loan Officer "Kevin, I don't know how to express my gratitude for all you did to make the closing go so smoothly. A lot of people told me that you can't pull off a closing in two weeks and you two did. I am so thankful to both of you. We got to take pictures of the sold sign in the yard to add to the scrapbook. I keep thinking that it is amazing that I am a homeowner. A dream I never thought would come true. You both are wonderful professionals and anyone that I know of who is looking to buy I will pass your information on to. Thank you again so very much. I look forward to seeing both of you at the house blessing/house warming party. Thank you! .." Belinda Jeanene Bady 2006 Purchase Kevin Dittus-Loan Officer "Dear Denver Home Approval, I recently worked with Jamie Langerman on refinancing my condo. I was so impressed with the way Jamie handled my refinancing procedure. He was on top of following up on the procedure and explaining everything I had questions on. He was more than happy to go out of his way to meet at a close location for me to handle paper work necessary to complete closure. He also had a positive attitude when he called me. His voice always sounded so happy to be speaking with me that I felt that he was someone I could trust with my loan. I will recommend Jamie to all that are planning purchasing or refinancing their home. It has been great working with him and I wish him the best in the loan business.." Sandra Andricci 2005 Refinance Jamie Langerman-Loan Officer "Joseph, Thanks again for your hard work over the past months. You managed to secure the financing I need to pull off some challenging projects-all the while providing a level of efficient, professional service that frankly, I didn't know existed. Know that you will benefit from my referrals for a long, long time!.." Jim Yeager Keller Williams, DTC Realtor 2005 Joseph Tessaro-Senior Loan Officer